Product Manager Fraud & Compliance (F/H)

À propos

Chez Younited, nous pensons que l’argent est un moyen de réaliser ses rêves à travers des projets et des achats. Mais les produits bancaires actuellement proposés sont trop souvent opaques et compliqués. Notre constante innovation et nos technologies de pointe nous permettent de redéfinir les pratiques de crédit et de paiement, afin d’offrir une expérience utilisateur exceptionnelle pour plus de transparence et d’inclusion. Nous voulons aider nos clients à atteindre la sérénité financière. Pour cela, notre mission est de devenir le partenaire financier de confiance des Européens.

Nous sommes certifiés B Corp, notre impact social et environnemental étant au coeur de nos préoccupations stratégiques.

Nous fournissons à la fois des solutions de crédit et de paiement directement aux consommateurs.rices (Younited Credit / Younited Pay) et via des partenaires (banques, fintech & assureurs qui souhaitent développer des activités de prêt à la consommation et détaillants, telcos, e-commerçants qui souhaitent offrir à leurs clients la méthode la plus simple pour payer en plusieurs fois).

Nous proposons également des solutions d'optimisation budgétaire via " Younited Coach " à tous les consommateurs désireux de recevoir des recommandations personnalisées.

Quelques chiffres clés sur le groupe Younited :

  • 1 million de clients dans 4 pays européens

  • Plus de 500 Younies employés dans nos bureaux à Paris, Rome, Barcelone et Lisbonne

De nombreux partenariats avec des acteurs prestigieux tels que Iliad, Bouygues Telecom, Microsoft, Bpifrance, Apple, N26, Fortuneo, Smeg, Thermomix, etc.

Nos 5 valeurs d’entreprise qui nous guident au quotidien :

  • Make it Simple : A tous les niveaux de l’expérience client ou de l’organisation : choisir les solutions les plus simples. Être transparent.

  • Act as an entrepreneur : Travailler en équipe. Oser, essayer, accepter d’échouer.

  • Innovate or die : Remettre en question le statu quo même si cela parait impossible.

  • Faster is better : Valoriser la vitesse plutôt que la perfection

  • No limit : Être ambitieux.se, rester humble.

Descriptif du poste

📝 Context

As a Product Manager in for the Fraud & Compliance context, reporting to the Head of Product – Risk & Data, you will drive the design and delivery of risk and compliance solutions across Younited’s platforms. As part of various projects of Younited, our compliance and fraud challenges are expanding — and you’ll be in a key position to shape how we scale and strengthen our defenses across four countries.

🖊️ Your responsibilities

To achieve this, you’ll have to:

  • Drive the roadmap for compliance and fraud-related features: from screening and alerting to provider integration and workflow automation.

  • Structure and lead initiatives such as the integration of new AML providers or the redesign of fraud detection systems.

  • Work closely with tech teams to scope, deliver, and monitor features, ensuring scalability and security.

  • Collaborate with compliance and risk teams to translate regulatory requirements into product specifications.

  • Monitor and improve performance through KPIs: false positive rate, alert handling time, fraud detection accuracy, etc.

  • Align stakeholders across 4 countries to ensure consistency and local adaptation of risk and compliance processes.

At Younited, Product Managers are owners of their scope. You will therefore:

  • Collaborate with developers, data analysts, and data scientists to deliver robust and scalable solutions.

  • Be a key partner to operational teams (fraud, compliance, credit operations) to ensure adoption and impact.

  • Contribute to building a strong product culture within the Risk & Data domain, reporting directly to the Head of Product – Risk & Data.

  • Liaise with operational teams to operationalise developments while taking into account their operational constraints.

As PM for Fraud & Compliance, you’ll be in a key position to define how we scale our risk and compliance capabilities in a fast-evolving regulatory landscape and challenging business projects.

Profil recherché

We’re looking for an experienced and impact-driven Product Manager with strong ownership and a solid understanding of regulatory and fraud prevention topics.

You have:

  • 3+ years of experience as a Product Manager or Project Manager in a fintech, regulated environment, or risk/compliance-related domain.

  • Strong exposure to AML, KYC, or fraud topics: either through prior implementation of screening tools, alerting systems, or cross-functional compliance projects.

  • Experience working with tech teams and stakeholders across business and regulatory functions.

  • Full working proficiency in both French and English.

🛠 Your skills

  • Product Management: You master the product lifecycle, from discovery to delivery and post-release optimization.

  • Regulatory Understanding: You are familiar with compliance challenges in a bank environment and fraud risk management.

  • Analytical & KPI-Driven: You use data to prioritize, evaluate, and improve product performance.

  • Communication: You know how to align stakeholders, simplify complex topics, and structure decision-making.

  • Collaboration: You thrive in cross-functional environments with engineers, data teams, and business owners.

  • Act as an entrepreneur: You’re pragmatic, curious, autonomous and ready to take on challenges !

  • Culture Fit: You embody Younited’s values: Act as an entrepreneur, No limit, Faster is better, Make it simple.

Process de recrutement

  • A first video chat with our Talent Acquisition Manager, to get to know each other and tell you more about Younited, our corporate culture & values (30’)

  • An Interview with Coralie (Head of risk and Data) your future manager to discuss about the role and expectations (60’)

  • Business case (30’)

  • Interview with a compliance officer and a tech team member to assess mutual fit and better understand key stakeholder expectations (60’)

  • Interview with our CPO (30’)

Informations complémentaires

  • Type de contrat : CDI
  • Lieu : Paris
  • Niveau d'études : Bac +5 / Master
  • Expérience : > 3 ans
  • Télétravail partiel possible
Postuler

Voir toutes les offres de Younited