Senior Data Scientist (F/M)

À propos

Chez Younited, nous pensons que l’argent est un moyen de réaliser ses rêves à travers des projets et des achats. Mais les produits bancaires actuellement proposés sont trop souvent opaques et compliqués. Notre constante innovation et nos technologies de pointe nous permettent de redéfinir les pratiques de crédit et de paiement, afin d’offrir une expérience utilisateur.rice exceptionnelle pour plus de transparence et d’inclusion. Nous voulons aider nos clients à atteindre la sérénité financière. Pour cela, notre mission est de devenir le partenaire financier de confiance des Européens.

Nous fournissons à la fois des solutions de crédit et de paiement directement aux consommateurs.rices (Younited Credit / Younited Pay) et via des partenaires (banques, fintech & assureurs, telcos, e-commerçants qui souhaitent offrir à leurs clients.es la méthode la plus simple pour payer en plusieurs fois).

Nous proposons également des solutions d'optimisation budgétaire via " Younited Coach " à tous les consommateurs.rices désireux.ses de recevoir des recommandations personnalisées.

Quelques chiffres clés sur le groupe Younited :

  • 1 million de clients.es dans 4 pays européens

  • Plus de 500 Younies employé.e.s dans nos bureaux à Paris, Rome, Barcelone, Lisbonne et Munich.

De nombreux partenariats avec des acteurs prestigieux tels que Iliad, Bouygues Telecom, Microsoft, Bpifrance, Apple, N26, Fortuneo, Smeg, Thermomix, etc.

Nous avons initié une démarche de certification B-Corp, notre impact social et environnemental étant au coeur de nos préoccupations stratégiques.

Nos 5 valeurs d’entreprise qui nous guident au quotidien :

  • Make it Simple : A tous les niveaux de l’expérience client ou de l’organisation : Sois transparent.e.

  • Act as an entrepreneur : Travailler en équipe. Oser, essayer, accepter d’échouer.

  • Innovate or die : Remettre en question le statu quo même si cela parait impossible.

  • Faster is better : Valoriser la vitesse plutôt que la perfection. S’aligner sur les priorités.

  • No limit : Être ambitieux.se, rester humble.

Descriptif du poste

📋 Context

As a Senior Data Scientist, You will be owner on you machine learning models from end to end : from ideation, modelization and deployment. The topics are diversified, such as marketing optimization, document analysis and fraud detection.

Your responsabilities :

  • Develop machine learning models and data pipelines to address various business challenges, enhancing system efficiency and accuracy.

  • Work closely with data engineers and machine learning engineers to ensure effective production deployment of models.

  • At Younited, Data Scientists also act as project managers on their topics.

  • Collaborate with a wide range of stakeholders: local business units across four countries (FR, IT, ES, PT) , risk, product, and support functions (finance, compliance, etc.), and local business units across four countries (FR, IT, ES, PT) to enhance products and processes through data-driven insights.

  • Experiment with new techniques and propose innovative solutions for operational challenges.

  • Your Scope

  • You will work in a rigorous and challenging environment to support the growth and scalability of Younited's solution, committed to automating as many steps as possible in the credit approval decision process

  • Your models will have a direct financial impact on Younited

  • You'll work on the topics of the Data Science AI team, which is developing & maintaining a wide range of solutions across the entire value chain of Younited, ranging from marketing to fraud detection, with a high focus on:

  • Deploying GenAI models for our operations (Customer Service, Granting decision, Collections & Marketing)

  • Open banking analysis (the root of our automated decision process) based on NLP models to extract and aggregate information of bank statements

Profil recherché

🫵 About your profile

  • Education: Master’s or PhD in Computer Science, Data Science, Applied Mathematics, or a related field.

  • Experience: 5+ years in Data Science, with proven experience deploying and managing production-grade ML systems.

  • Advanced expertise in Python and ML frameworks (PyTorch, scikit-learn, etc.).

  • Deep understanding of Google Cloud Platform (GCP) and its services (Vertex AI, BigQuery, Cloud Functions).

  • Familiarity of MLOps practices (CI/CD, Docker, model registry).

  • Familiarity with generative AI technologies and large-scale model deployment.

  • Strong ability to document and communicate complex technical workflows.

  • Strategic thinking and a focus on impactful, scalable solutions.

  • Proactive and autonomous, with a passion for driving technical excellence.

  • Collaborative mindset, with the ability to align cross-departmental goals.

  • Business acumen and result-oriented approach, with a clear understanding of business challenges and the ability to align technical solutions with strategic objectives.

🎁 Other benefits from joining Younited ?

  • Offices in the center of Paris (9th)

  • An international work environment and the opportunity to do a mission in one of our international offices (Barcelona, Lisbon and Roma)

  • An entrepreneurship mindset and a teamwork spirit

  • An individualized managerial and HR support during onboarding and throughout the Younited journey

  • A continuous learning environment with the opportunity to take individual and collective trainings

  • A particular attention to the work/life balance

  • Support for young parents, including the opportunity of being part-time the week of return to the office

  • - Hybrid remote policy (until 2 remote days per week)

  • 33 days of paid leave

  • Luncheon voucher card

  • Team buildings in France, internationally and within your team

Process de recrutement

  • A first video chat with Aurélien, Talent Acquisition Manager, to get to know each other and tell you more about Younited, our corporate culture & values (30’)

  • An Interview with Julien, Lead Data Scientist to discuss about the role and expectations (60')

  • Online Technical Test

  • A Business Case to assess your skills (60')

  • Team Fit Interview (60')

Informations complémentaires

  • Type de contrat : CDI
  • Lieu : Paris
  • Télétravail partiel possible
Postuler

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